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Our concerns are the same as already mentioned in the other comments. Why is there no guidance literature to say what we need to do if anything. Do we need to put some statement on our website stating that we are compliant, do you need a certificate to prove we are compliant, like you have taking card payments? There has been plenty of telling you about the changes but nothing to support the changes, unless you pay 100’s of pounds to somebody to tell you what is needed to put this in place. We have just paid out on the pension scheme what else will they come up with to get more money out of “The small business”.