A Porsche driver who sought a £74,000 payout for a car crash has had his claim denied after dashcam footage contradicted his account.
Terrell Brooks, 33, from Romford, claimed he suffered injuries when his £81,000 Porsche 911 Carrera GTS was hit by a lorry on the A13 in Essex on 19th August 2022. His claim included £63,435 for vehicle damage, £5,000 for injury, £2,400 for medical treatment, and £3,374 for loss of earnings.
However, dashcam footage (which you can see screenshot of here) from the lorry involved in the collision showed the blue Porsche parked on the hard shoulder, unoccupied. Mr Brooks was visibly crouching several metres away on the other side of the motorway barrier. Although his reason for being outside the vehicle remains unclear, the footage proved crucial in refuting his claim.
Upon viewing the evidence, Mr Brooks’ legal representatives withdrew from the case. Clyde & Co, representing lorry insurers AXA UK, subsequently alleged in an Amended Defence that Mr Brooks’ original claim was “founded on a false premise,” suggesting both he and an alleged passenger had knowingly provided false accounts.
Mr Brooks ultimately discontinued his claim and agreed to cover AXA’s legal costs, amounting to £4,000. He formally admitted his dishonesty in a Tomlin Order, confirming he was not inside his car at the time of the crash.
Deborah Talbot, AXA claims operations manager, stated that the dashcam footage helped the firm avoid a “potentially costly and lengthy court hearing.” Damian Rourke, partner at Clyde & Co, commented that Mr Brooks’ “story fell apart the moment the truth came to light.”
Source: Mirror
Carl
Whilst he was acting fraudulently by claiming he was in the vehicle when he wasn’t, surely he should be eligible for a payout because of the vehicle being written off, or have I misunderstood?